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Capital and reserves
Banking
infrastructure
for
business
From licensed banking products to BaaS, e-commerce acquiring, and fintech solutions – Magnetiq Bank powers secure, scalable growth.
Our products
Find your
perfect setup
Ecommerce Acquiring Services
Accept payments worldwide with Visa, Mastercard, real-time card payments, and open banking – ensuring secure, seamless checkout for online businesses.
Banking
as a Service
Access safeguarding accounts, overnight deposits, virtual IBANs, SWIFT payments, and card settlement services – all through one compliant banking platform.
Lending-as-a-Service
Embed regulated lending directly into your platform through Magnetiq Bank’s regulated banking infrastructure.
Services for
Business
Grow and streamline your operations with loans, guarantees, brokerage, escrow, current accounts, corporate cards, and currency exchange.
Industries
Background
in various industries
Launch, manage, scale and sell your product with
licensed banking infrastructure
Experience that matters
Magnetiq Bank is a fully licensed EU fintech bank designed to power the digital economy
€34.8 million
1000+
Companies already use
our products
10+
Countries with local acquiring
€178.8 million
Assets
100+
Currencies & methods support
130
Professionals on
the team
That's why we not only provide services but also
deeply understand the specifics of each business
& how banking could be more effective.
// Create new payment
$response = $api->Payment(array(
'AutoDeposit' => 'true',
'Payment' => array(
'Mode' => 4
),
'Order' => array(
'ID' => 'product_id_' . microtime(),
'Amount' => 100, // In minor units, thus 100 equals 1.00 EUR
'Currency' => 'EUR',
'Description' => 'Test transaction'
),
'Card' => array(
'Number' =>'5186001300001016', // 13-19 digit number
%
Developed for growth
Quick integration with our API
Focus on growth – not integration. Use our banking API infrastructure to scale faster.
Connect to the API
Why choose us
A better way
to build products
Launch, manage, scale and sell your product with licensed banking infrastructure
Begin your journey with us
Principal members
of VISA & MasterCard
Cooperation directly with Visa and Mastercard allows our clients to be more flexible in payment operations
Easy to use API
Easily connect and manage. Stay informed about any changes in the system through Webhook notifications
Driven by
talented team
You'll work with technical support and managers who know everything about your task and truly want to support you
Customer reviews
Great products are developed
in a great
collaboration
Our business is built on online sales transactions, so it's crucial to have a reliable financial specialist with shared values, a comprehensive portfolio of e-commerce tools, and payment processing solutions by our side. We thank Magnetiq Bank for its efficiency, precision, and innovative approach to problem-solving.
Magnetiq Bank offers all the necessary tools and payment solutions tailored to meet even the most demanding client’s needs. All inquiries and suggestions are handled within the agreed timelines. The bank’s payment instruments deliver high conversion rates—on average 10% higher than other providers.
Magnetiq Bank e-commerce solutions enabled DiscoverCarHire.com to start operations quickly and serve customers worldwide. The platform’s convenience and reliability, combined with the bank’s professional team, have supported our growth and competitiveness in the global market for many years.
Magnetiq Bank has provided reliable solutions for the entire spectrum of financial services used in crowdfunding and has rapidly advanced in banking technology. We are delighted to have them as partners and believe in a mutually beneficial collaboration rooted in next-generation technologies.
