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Debit Card

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Contactless
Visa Debit card

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Zero Liability Protection
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Contactless payments
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Add to digital wallet
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Worldwide ATM access

Peace of mind purchasing

  • Pay contactless with your card or upload to your digital wallet to pay using your phone or watch
  • Make purchases in person, online, and in-app
  • Get cash, view balances, and transfer funds at ATMs in your neighborhood and across the globe

Protect your account with Card Controls1

Manage your Visa Debit card your way
and increase the security of your account

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Set spending limits

Manage your spending and stay on budget.

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Turn your card off and on

Instantly disable your card when you don’t plan to use it or if it’s lost or stolen. When you’re ready to use it again, turn it back on with one click.

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Get notifications

Sign up for text or email alerts to know when and where your card is used.

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Stop fraudulent activity

Specify the merchants and geographic areas where your card can be used.

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Protect your account

Report a lost or stolen card in just a few clicks.

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Change settings anytime

Do it all anytime, anywhere, online and in the mobile app.

Set or change your Card Controls

Log in to Online or Mobile Banking > Choose Services > Choose Card Controls

Features included with your Visa Debit card

Zero Liability Protection

You won’t be responsible for unauthorized charges made with your account if your card is lost, stolen, or used fraudulently, online or in person.

Contactless payments

Pay contactless anywhere you see the contactless symbol and at chip-enabled terminals for encrypted transactions that protect your account information.

ATM access worldwide

Use your card to access your account at thousands of AllpointÂź and Visa Global Network ATMs around the world.

Secure online shopping

Enjoy extra security when you use your card to shop online. To prevent unauthorized use of your card, you may be guided through some questions to verify your identity.

Frequently asked questions

How do I upload my debit card to my digital wallet?

On iPhone

  • Open Wallet app
  • Tap the + button
  • Select Debit or Credit Card
  • Tap Continue
  • Scan the card or enter the details manually
  • Complete any verification required

On Android

  • Open the Google Wallet app
  • Tap Add to Wallet
  • Select Payment card
  • Choose New credit or debit card
  • Scan the card or enter the details manually
  • Accept the issuer’s terms and complete any verification required

How do I get Card Controls?

First, make sure your debit card is activated. Next, log in to BanescOnline or Banesco Mobile, choose Services, and choose Card Controls.

If I disable my card, does that mean I am closing my account?

No. Using Card Controls does not change the status of your account, however, all your debit card transactions will be declined while your card is disabled.

How long does it take for a Card Controls setting to take effect?

Just set your control, click Save, and the setting is activated immediately.

Is there a fee to use Card Controls?

It’s a free benefit included with your Banesco USA debit card.

What is Visa Secure?

Visa developed a program that helps confirm your identity when you make an online purchase using your debit card. There’s no need to download anything, install software, or register your account. During an online purchase from your desktop, mobile or other digital device, you may be guided through an extra check to verify your identity. This helps us ensure you’re you and better protects you from fraud. This is one more way Banesco USA and Visa have teamed up to secure your account.

Is there a cost for Visa Secure?

No, it’s a benefit automatically included with your debit card.

How will I know if my online purchase has the Visa Secure added layer of protection?

This service automatically works at checkout at any participating online merchant. Look for the Visa Secure logo. Remember, you can use your card to pay for online purchases even if you don’t see the logo and rest assured your transaction will still be protected by multiple layers of security and zero liability for fraudulent purchases.

Need help? We’re available.